TransRisk Score

The TransRisk score is a three digit number between 300 and 850 that aims to estimate how worthy a consumer is for credit. It’s often called a TransUnion TransRisk score as it’s based on data found in a TransUnion credit report. Unlike the FICO score & VantageScore it’s very rarely used by lenders in their lending decisions.

Consumers can view their TransRisk score for free from the credit monitoring service, Credit Karma. They’ll also be able to view their VantageScore, TransUnion Auto Insurance Risk Score & TransUnion Home Insurance Risk Score on Credit Karma.

TransRisk Score Range

Minimum Score Maximum Score
300 850

Breakdown Of TransRisk Score

Credit Karma or TransUnion have declined to post the exact scoring breakdowns for TransRisk, but as it’s a FAKO score it’s safe to assume that they try to closely follow the FICO score breakdown. One thing a lot of people have commented on is that TransRisk will drop dramatically if your credit utilization is zero percentage.

There also seems to be a big difference between somebodies TransRisk and their FICO score, with differences of 125+ points not uncommon.


Leave a reply

Your email address will not be published. Required fields are marked *. Please do not share your referral links/codes unless the post specifically states it's allowed. If the post states it is allowed please follow the rules carefully. If you'd like an image next to your comments please create a gravatar. Most of all please be kind and respectful to each other. 

Last Posts

citi bank deposit non chexsystem banks pnc coupon nfcu.prg macy credit card reviews lakeshore saving bank barclaycard application rejected prepaid mastercard virtual account welcome m&t online banking jpm private client chase united visa login chase bank account fees mandtbank online sign in shell fuel saver disneyreward how to increase care credit limit nuvision federal credit union online banking check sports authority gift card balance online credit score needed for home depot card walmart credit card application status what is a fico score and what does it mean greater iowa credit union online banking amazon store card increase credit limit barclays bank us airways mastercard how to reload paypal prepaid mastercard

Back to Top ↑